I was able to purchase a house from a couple for the cost of a title transfer fee, and a refi loan.

We did that for about 3 years until Jeff informed me he'd fallen behind on property taxes, and all of his lenders called the loans due.

I've never done any Sacramento STR loans and only been hit up for one potential financing opportunity there.

If you are going to be an owner-occupant, want a low down payment, and are planning to do a renovation, the FHA 203k and Fannie May Homestyle loans are your best optionsHow do you know the property is currently upside down on the mortgage? 

For example because New York is a generally more expenisve market, you have larger loan buy downs, bigger dollar appreciation, etc.

I was just thinking today there was all this excitement about VA loan assumptions there for a while when interest rates started going up. 

I am bullish on the FHA 203k and home-style renovation loans that allow you to leverage the cost of your renovation as part of your mortgage, which is just an insane deal, in my opinion.Do you have a specific area where you want to purchase?

There are services like Blockfi, Unchained Capital, and many others will will give you a short-term loan backed by your crypto assets.

Do you use traditional financing or do you us DSCR loans?

I’ve been working with several lenders for DSCR loans, but I’ve found that the fees are quite high, with minimal benefit in terms of lowering my current interest rate.