Helpful hint here - Always install key code locks that can be reprogramed.

Communication is always key. 

The key is the fed knows they need to help mortgage rates right now so if they lower the fed rate AND stop selling the treas bonds in their porfolio, that will help create more demand for bond sales to keep prices up and get rates down a bit.I can see mortgage rates hitting 5 to 5.25 by spring of next year. 

Now, here is key thing to remember, it's almost double what most other western nations are currently trading at......

I noticed Padsplit has a preferred lenders page with several companies listed. https://www.padsplit.com/host/get-on-board/vendor-network-re...

Flexibility on loan duration and amortization would also be key for long-term holds.

—will be key to success!!

One of the key lessons I learned was the importance of thorough due diligence.

One of the key lessons I learned was the importance of thorough due diligence.

The key is to do what you just did, and introduce yourself to the community.