Behind that insurance can be an umbrella policy.

What they do is offer a policy to the underwriter of the title insurance company.Is this the best route, or should I hire an attorney to get a quiet title? 

All are personally owned with insurance, but no LLCs or other legal structure.

Consider that when you decide on timing to buy and affordability, as well as the insurance costs and flood risk in South Florida.

I’m also at a life stage, where I’d prefer to just live with my partner and not rent out individual rooms in my unit.When I move out, the rental income would sometimes just barely cover the mortgage and taxes (usually not even insurance).

If a quit claim deed was used to transfer title in a normal sale one just wants to make sure the chain of title seems clear and that the owner issuing that deed had clear ownership.This is why we have title searches done and pay for title insurance to research these sorts of things and to protect us against the oddball unforeseeable circumstances.

For rentals, focus on properties that generate solid cash flow after covering mortgage, taxes, insurance, and maintenance.

Hello fellow homebuyers,I recently made an offer on a house with an inspection contingency covering the roof, foundation, electrical, plumbing, backyard fencing, and pest infestation.

A few others have said a plumbing/electric/excavation company is the route they would go. 

It was an older home from the 1950s we had to replace elctric plumbing and all dry wall etc. this house was a complete gut but we didnt buy it knowing that.