Much Better weather which helps limit some of the wear and tear on homes.

With stucco siding, tile roofs, and desert landscaping, there’s no worry about issues like heavy rain, ice, or intense wear on lawns.

We are in the hard money lending business for commercial properties - with loan sizes from $500k to $5 million.  

I think we are still in "gradually", in 10 years things may look a little different. 

We are almost done and I flew out last weekend to take a look and hoped to sign off on the project and send the final payment.

So, we are somewhat covered.My employer has an Employee Assistance Program that includes some legal help.

We're located in Great Barrington, MA and we are rookies getting into REI.  

We are also looking to start providing complimentary maple syrup ( VT ).

You are seeing it already, the nicely renovated units are having to compete on price with vintage units, because we are in a market where a lot of people are worried about their job prospects, not anticipating getting raises, on top of groceries costing 30% more than they used to.  

That protects us personally from liability because we are not personally making any decisions.