If you still use it as a secondary home, then you need a Homeowner insurance plus a STR endorsement (or "occasional rental").If it's used only as STR, then you need a STR insurance.READ THIS POST.

Thank you for the endorsement!

I don't endorse any REIA of my own so if you ever venture over to Tampa come visit us!

And I endorse Derek's answer to your question Josh the policy needs to be written to the property owner per building, especially if this is a rental (apartment) situation.

I would endorse individual applications and credit/ background checks on each applicant as well as social media searches that may uncover information that is not formally listed in a criminal background check.  

Marc, if it was me I would start familiarizing myself with the Savannah market now so you can hit the ground running when you get there.I haven't read it, so I can't fully endorse it, but based on some seminars of his I attended in the mid 2000s, I think David Lindahl's Emerging Real Estate book probably has some information on familiarizing yourself with a new market area.

I don't really endorse materials but I have reviewed some materials pointing some things out that an author was not really aware of and perhaps it saved some egg on the face later on.

http://www.msconsultants.com/services/a person I knew from highschool got hired here about a year ago....never used them before, not endorsing them.

So any alternative you see will look competitively priced.The other program is endorsed by the association as the association gets a % bonus from the business written through thier members.  

Checks from the insurance company will be made out to you and the lender and the lender will have to endorse them before you can use them.