Like @Matthew Paul said, if you use a commercial sander and do a couple of passes, you will essentially fill those holes with the dust.

I see so many articles about the protective benefits of doing this, but my lender (and other lenders I've asked) say that residential mortgages cannot be held under LLCs (only commercial mortgages can), and that doing so can cause your entire loan to be called at once under penalty of foreclosure. 

Beyond that we need more commercial businesses and taxes.  

You would likely need another loan (DSCR, commercial, hard money, portfolio etc.)https://www.bankrate.com/real-estate/commercial-real-estate-...I hope this info helps!

I have been brokering private money and commercial mortgage loans for 10+ years.

She brokers commercial lending and has both a small bank and a hedge fund investor.

Kevin, it will cost you a lot less to talk with your atty. and set up a prorated lease where a portion if no all of your utilities can get billed back to your tenants similar to many commercial leases that do CAM charges.

It can be a more stable rental.It depends upon what you think commercial market value is.

Hello - I’m interested in brokering hard money loans on investment properties (non owner-occupied SFHs, multifamily, other commercial) but am residing in a state that requires a license.

Hi Carline,I know there are down payment assistance programs for properties 4 units or under but anything over that is considered commercial and to my knowledge there are no loan programs out there.I'm not sure if the down payment assistance programs are still active but I can find out if you'd like!