Not interested in house hacking, and let's just remove the fact that we're buying a home to streamline the hypothetical then: if you had $30-50K right now, would you prefer to try and invest it in something immediately or let it sit in the bank to contribute to a future multi-family (approx two years from now)?

We hope to make lasting connections and contribute to the REI business in an innovative, uncanny way.

I want to make sure that I don't fall victim to analysis paralysis and so I have decided to reach out, speak up and get active on the forums - to learn and also, hopefully in time, contribute in a meaningful way. 

Looking forward to being a contributing member.David Krainert

Have you considered that pulling money out of your IRA beyond what you've contributed will result in a penalty?

It sounds like there would be nothing stopping me from maxing my 401k contribution, maxing my traditional IRA contribution, then rolling the IRA contribution directly into the 401k.

Really looking forward to contributing to and learning from this group.

If you did - there is a potential to save on self-employment taxes.An alternative to tax savings is to open up a retirement account/HSA and make contributions.

Look forward to learning from everyone and contributing to BP

I obviously can‘t give 10% of my profits.I’m curious what formula/standards others are using to calculate their charitable giving amounts.Thanks in advance for your input!