Also I am trying to hold onto it for the next 10 yrs at lease so if the 54321 offers me the lowest rate I would lean towards it.

For ours, you can lookup "JKP" Holdings.

And while appreciation can be a risky game to play on its own, in certain markets, it’s hard to ignore its long-term benefits if you’re holding for the right reasons.

Investment Info:Single-family residence buy & hold investment.

Thus, I am interested in suburban space near major cities, not the downtown inventory that is trading for pennies on the dollar, but often involve massive office complexes that will have huge holding costs until they get leased up. 

@Greg SeivertMost lenders that work with real estate investors understand that you may show a paper loss and they won't hold it against you.

@Sheena Varghese For flips taking over a year, the IRS treats them as business inventory, so profits are taxed as ordinary income, not capital gains, regardless of the holding period.

I have family in Pacifica and there might be some local meet ups you can talk about what is holding you back.

Get pre-approved for a buy and hold loan- It could be multifamily, single family.... depends on the market3.

Investment Info:Single-family residence buy & hold investment.