", if you can be thoughtful and diligent and very skeptical, and wait until things are obviously cheap, you will generally outperform 90% of other investors. equation {Buy low + decades} = RichGet a hold of someone on the phone, about the investment, ask a few questions and get their best contact information.

Readers should seek professional advice.

Readers should seek professional advice.

Start communication about 2 months prior to the lease ending sending out renewal emails and following up with a text or a phone call to confirm.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Consult with Experts: If you're uncertain, seek advice from a financial advisor or mortgage professional who can help you evaluate the specifics of your situation and give tailored recommendations.By following these steps, you can make a well-informed decision about whether refinancing while considering prepayment penalties is a good financial strategy for you.

. - We do not answer the phone outside of business hours.

Readers should seek professional advice.

A select few will also provide contact phone numbers.3.

It’s advisable to consult with a tax professional or financial advisor to determine the most appropriate approach for your circumstances.