However, real estate values (on a national average) have never gone down over a 10-year period. https://fred.stlouisfed.org/series/MSPUS

Full disclosure I help dispo deals for REI Nation who operates in several markets in the southern/middle part of the country. 70% of the sales go to existing clients so I think that speaks volumes to those investors experience. 

I expect my RE to produce far better than 20% return and in general have achieved the infinite return (via BRRRR) on my active RE investments.If you purchased in 2014 at $140k to only be at $260k return including appreciation and cash flow, you invested in a market that far underperformed the national averages (it happens, but recognize it) as many of those years had double digit national RE appreciation.  

The national banks can't think outside a small, Maru-sized box.Let us know how it goes.

For us, National banks are about accessing accounts easily, obtain cashiers checks or get cash most cities we’re in.

If the business entity is a corporate or partnership entity they will have no reason to look at personal bank accounts for business activity.

The city offers a strong rental market and with affordability as well as a median home price below the national average, the city stands out as an attractive option.

As you build your portfolio you can set up corporate entities etc.

Then the fact it’s the last lot on the big national pro course in the development (for sale plenty of people bough neighboring lots cheap after 07 market brought prices down to extend their property  out) it’s in a good location with views of the green, and fairway, as well as some water on one of the holes on the 18 hole national golf course there (they have a 9 hole course there too but pricing on those is another level, much lower.

Your Attorney would love to sell you stuff you don't really need.If you don't operated this 100% correctly someone intent on Sueing you will just pierce the corporate veil anyway.You are much better off taking care of your properties so no one wants to sue you, having correct STR insurance and you can always add an umbrella policy for a 3rd layer of protection.