I have 450k to invest and trying to figure out what would be best for an early retirement. 1) Do I purchase a property now in the Bay Area that.

Figuring out how you are going to pay for the property is step 1. 

Now full disclosure, I am only a few months into my relationship with these providers so it could all blow up in my face, but ultimately I wanted to take action and for me this was the safest way to do that and I also figured the learning along the way might be worth giving up some larger returns. 

What would be the % or $ figure on a Subject To take over on existing loan on tenanted rental property ?

Yes - I believe that odds are better at making an NFL roster than sustained modest six-figure success in wholesaling.Most of this industry is filled with broke no income no job, no assets types who paid a large educational fee to one of the ~5-20 major gurus in the space and will never make meaningful income.

Hi @Chris BrackshawNot sure what your REI journey has looked like up to this point but as you being your search trying to figure out what areas to look intoThis website is a great reference point for figuring out what each area is like. https://www.areavibes.com/It gives you a total LIVABILITY score for each street and zip code.

Figure out your future goals of what you want to do and work backward to find a strategy that helps you accomplish that goal.

With the right team, you can be successful in any market...focus on networking and figure out where you might have a competitive advantage with some boots on the ground.

@Eric FormillerRecommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.So, when investing in areas they don’t really know, investors should research the different property Class submarkets.

I think it would be good for you to take some time to figure out what you want to focus on.