The government is very quick to assume a “Spike” in outbreaks.

And FHLB rates don’t look to spike any time soon.My take is that it’s a reasonably conservative commercial bank loan that’s pretty good in a tough environment if don’t have a track record with that bank.

And I use controlled turnover dates to create demand by turning over mostly August 31st to capture the ~9% population spike of students coming in for university.

That is great collection rate on that many units considering the spike in unemployment over the last few months.

If you guys don't mind, I'd like to share my own thoughts on this topic ;) This last spike of this discussion was inspired by a post from Paul F who attended a 3-day workshop and was very dissatisfied.

@Razi Salman Well, you could put that 100k down on a commercial multifamily and capitalize on the spike in demand for rentals. 

But, that's going to be incorrect as the 2016 population already reached 8.55 Million.Anyway, the point is that it isn't surprising to me that Class A properties had a spike in Vacancy compared to the other Class properties, mainly because the supply of Class A properties were being completed all at once.You'll probably see a leveling out of the plot line within a few years as the number of Class A projects level out again.Of course this is just my opinion!

The cost of materials has spiked, and availability of materials has declined.

Typically this means on the first of the month your bank balance spikes to 5k, and over the course of the next 30 days you spend and pay bills as they come due and your bank balance slowly drops with each bill that you pay until the end of the month where your balance is close to 0. 

Before Hurricane Harvey rolled through here creating extreme demand for contractors, (thus spiking prices,) an experienced architect and family friend told me I could get a good quality full sized 3/2 built for about $150/sq ft here in Houston.