I’ve used seller financing as both a buyer and a seller and it can make a lot of sense in certain circumstances (for example I used it as a buyer when I reached the maximum number of conventional loans I could get, and I’ve used it as a seller to both increase my net proceeds (due to collecting interest as “the bank” in addition to the sales proceeds) and to lessen my capital gains tax hit by spreading it out over a few years).

So, even as the Fed lowers the Federal Funds rate, and as we see the spread between the 10-year treasury yield and the 30 year mortgage rate shrink, upward pressure on the 10-year from longer-term foundational pressures will see mortgage rates tick up or or at least hold steady.While this is neutral/slightly negative news for home buyers, it is very bad news indeed for our friends in the commercial real estate world, who are really seeing the best case scenario for the 10-year right now.

Happy to chat with you about it, if of interest.

Happy to connect if you ever want to chat!  

@Stuart Udis my thought was to spread the risk is why to partner.

I think I will take both of these directives and try to find a happy medium.Kevin, sounds like you're a bit new to this and while I did not read all the way down I will offer some advice I did not see up to this post of yours.

Happy to connect since I often work in the Seattle market.

They are happy to look further from where they live, in a better rental market, because they do not want to do the management.If this were the case, then as others have said a hybrid of a 2-4 unit might be the best place to start.  

I’d be happy to help you analyze some deals, research the market or answer any questions you may have.  

In my heart I had felt a strength because I truly believe in pursuing the American dream and in the pursuit of happiness.