I live in a small town and get at least 10 applicants everytime I list.

That being said my tenants rebelled when I tried to use a management software and overwhelmingly said they didn’t trust an App they didn’t know and wouldn’t use it.

Should teach you a lot about finding and keeping good tenants, credit checks, application fraud, renewal strategies, etc.3. 

FHA & VA allow for a "Change in circumstance" for example you are moving, changing jobs requiring new location, new school, enlisted military, divorce, other life circumstance outside of your control.As far a penalty due to no intention as using from the start of the application.

Instead, rely on comps that sold nearby for value and look at more trustworhy rental data softwares like rentometer.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

I would also check with the credit reporting agencies to see exactly who pulled the credit report and I would speak to the lender to see what  your mom put on the application.

Are you getting showings, but no applications?

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

So, few days ago, I received a notice that the application is denied.