In case helpful, here's more info on DSCR loans:DSCR loans won't use your income to underwrite the loan.DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.Here's a bit more in detail about how rates are calculated for DSCR loans:1.

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DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

Your rates will be determined by prior experience and credit score. 

Not just credits scores and crap.

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He was of course incredibly convincing, has mastermind meetups, and seemed very genuine, but at the same time seems to be a very good salesman.

He explains cap rate and how it is related to NOI and property value, which all made complete sense to me and was incredibly interesting (I love numbers).

Credit scores can be as low as 640 but that will affect loan to value and potentially approval.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?