@Anx Carter Your safest bet is to have your CPA/tax professional determine the land value.

Loan officer incompetence - sounds like they quoted you on 75% LTV but once the underwriters got a hold of it, they restructured.Without having the convo myself, Id be willing to bet its a combo of 2 and 3

I think learning as much as you can now going forward until you are able to get into a house hack or your first investment property if you don’t want to house hack is your best bet.

I really see Columbus Ohio as an extremely safe bet for the next 10-20 years.

Multifamily would probably be your best bet.

I guess for my first property I’m looking for more of a safer investment.

Negotiate, negotiate, negotiate... yes i was taking the sellers position and safety.. however its something to keep in mind if they balk a little one could offer this does not have to super high rate maybe just a tad over the wrapped rate. but one could show them the math on it and it might swing the deal plus when they learn that its a safer way to do these it could also put the buyer in good standing with the seller ??

Visiting before putting in an offer can be tricky, so video tours are your best bet.

Obviously, newer homes are the "safest" bet because they will likely not need any major CapEx expenditure.What's the oldest property you would consider investing in for rental property before major systems (electrical, plumbing, etc.) become a major liability and expense?

It can also be safer to diversify your investment properties across the country.A very good source of local analysis, rereport.com.