My main goal is to understand what types of loan products are available, and we are now more open to analyzing out of state purchases.We are eager to make our first purchase within the next 3-6 months.

Any suggestions are appreciated, I’m new to the forums so apologize if there was already a thread on this  In my opinion, you are asking about the wrong product.

There are also several hard money lenders as well as lenders that specialize in DSCR or Non QM loan products too. 

Originally posted by @Chimpo Takasaki:Another product im not a FAN of-  Whole LIFE insurance policies? 

A DSCR, or hard money product would be the right fit for you.

I've used PenFed, which was really a great product for an owner occupant.  

It's a special product.Regarding not having a standalone HELOC product, in 2022 during the heat of the low rate boom we did suspend our standalone product, and I can absolutely understand that wasn't ideal!

I provide huge value to them by delivering a product for their clients, and they provide huge value to me since I get more eyes into the property that I'm selling and am favored from an already built-in relationship and trust between the agent and buyer.

There's a common belief that properties can "fail" inspections or appraisals or they certain loan products can't be used on distressed properties.

All I have found is:https://www.nic.org/nic-map/nic-map-products/I would love to hear if you have found resources!