Your lender will be your best source for information on origination fees, appraisal fees, mortgage points (if any), whether and how much you need to pay in pre-paid property taxes and insurance (your insurance agent should be able to quote how much your policy will be which you can give to your lender to get the most accurate number for this).

One thing you may consider as well is pre-paid legal.

I have one of those prepaid legal things just for consultation but want a real RE attorney because PPL isn't a substitution imo.

You'll probably take home 25K after escrows, prepaids and other closing costs. 

Mail, registered or certified, return receipt requested, postage prepaid, or if deposited with any commercial air courier or express service. 12.

.-9 Month Lease with option for month-to-month-2x Security Deposit-3 Months pre-paid rent-Payment letter of guarantee from ALE-$800 premium paid monthly for accepting terms.

Ex-husband is the guarantor of the lease.In some states accepting pre-paid rent is not permitted.

Be sure to check your actual closing costs (not the prepaids / escrows). 

You need to separate out the "escrows / prepaids" and your actual "costs." 

So, we can lend up to 156,750 as that is 75% of 209k.  150k was the purchase price plus 6750 of closing costs and pre-paids into the loan.