Florida insurance rates are through the roof so that that into account.You might want to consider the Myrtle Beach area which is very popular for tourists.

Packwood is also getting popular.

This has been a popular group for a very long time.

Las Terrenas in the Samana peninsula is a good choice but I have a small thing for Bayahibe, close to la Romana.You can find property that are half the price of Punta Cana's and that you can rent around 80% of the year.

You need some descent reserves to be a larger landlord, because you don't get a choice when the AC unit goes out, or the hot water heater floods the upstairs unit that then floods the downstairs unit.  

If you’re okay with not making much monthly profit and focusing on long-term gains, brick could be a solid choice.

That makes sense making the move to a MF is a great choice more doors more cash flow. 

I would check out Banco Popular or a local hard money lender. 

--all very popular in my WA market).- If you're not familiar with investing vocabulary, there are plenty of books.

Make smart choices by guessing your money flow, asking local pros for advice, and looking closely at the house.