Our home mortgage is at 2.5%, so it would instantly cash flow if we rented it.

Instantly your investment properties are worth 40-50% more than retirement accounts. 

That way I win both ways.

You can't win.

And if you guys think about it, smart borrower like me can keep continue puchasing primary every 2-3 years and make those primary/secondary DSCR > 1.1 ; everyone wins.

I have a few questions, are liens satisfied with the winning bid?

Ideally, a 3 bed 2 bath or more and creative finance must be an option.For agents, wholesalers, and private lenders, I am willing to structure shared ownership/partnership deals so we all win together.

One was even able to retire recently, so that may be a better area for instant cash flow. 

I can get rid of the mobile home without paying demo cost and make a couple thousands out of the deal, win-win.

This was on my personal house, so it was frustrating and the insurance industry has changed so much in the last 2 years and they are winning.