fast forward.... nine years later, to the month of that incident. 

Generally yes you can hear gun shots, there is usually a police helicopter circling, and once and a while there is an incident at the cash only bar at the end of the block...but we love living there, its a great community, the people that live there have lived there for years, and generally take pretty good care of their properties.  

By doing this, you are extending the policy's coverage to include your property manager, should they be held liable for any incidents or accidents that occur on your property.Why is it important to add your property manager as an additional insured?

How can I protect myself from incidents as such?

Will warn you that the 2 incidents that were bad for me (guest smoked in unit) were from guests that had no reviews. 

From what I can tell, flood insurance will only worsen with the increased incidences of flooding from rain, storms, etc.

In this incident, they found signs of a possible underground oil tank that another inspector missed. 

I'm still having to do repairs ranging from $200-$1000k per incident since my new tenants have moved in in April of this year.

At the time of social media, it's through word of mouth and, if the country was such a bad place (I know that's not what you think or wrote) and this kind of "incidents" were the rule, it'd be known very quickly and people would stop to go.The problem often comes from the too high expectations of people who forget that Colombia is still an emerging country (and I'm not suggesting this is your case).

How should incidents like these be handled?