More down means lower monthly payment means more cash flow.  

What does he consider a substantial down payment and does he know that he has to pay capital gains on that down payment instead of just on the payments?

So hard money loan in my name, down payment and carrying costs covered by her but we still need to meet to hash out the details.

What's the best way to save and organize digital receipts and to snapshot paper receipts? 

FHA also allows some flexibility with grants and assistance programs, which could help with closing costs or down payment.

Also, if you go into the BRRR strategy to add more properties faster, every time you get rent and make a payment, you’d still be paying off the loan which is increasing your equity so it’s like a savings account that builds itself.

Down payment assistance/ a VC that partners with first time home buyers to provide a pathway to home ownership would be a welcome addition to the industry!  

Multifamily syndication by average expecting 15% IRR with high single digit cash flow.I am not blaming those GP, but from financial perspective, the lending aspect of it doesn't make sense.

I'm trying to automate and digitize more processes of managing long term and shortterm rentals. 

This way, you would have two income sources offsetting most, or all, of your mortgage payment.