Another way I’ve seen landlords and homeowners prepare for the freezing temperature is installing a plumbing system that keeps the hot water flowing constantly to keep the pipes warm.

Neighborhoods are constantly changing, and that doesn't have to be a bad thing.While I certainly hope @Frank Sanchez is right, that this is simply a ploy for votes, we cannot let up.

This process has turned into a real revenue stream for some.  

@Erik Azevedo ,It's your first property, and you might not have a solid stream of income coming in, so, yes, you ought to keep $15k on standby until you can collect some rent.

He said there is a high chance I'll have to continually clear the lines because tree roots will constantly grow into it, and because the line is made from old clay tile.

This allowed me a recurring income stream with which to build from.

These are my current income streams however for many reasons I feel like they could be simplified and/or made legitimate.My 'income' from the managing of rental properties however because there is no company it's really a 'gift' from the trust so in the eyes of lenders it is not actually viewed as income (nor is it really enough to qualify for a loan). 

The longer that history, the better resale price you could reap.If you get 3 -4 months upfront, 12 - 18 months of a payment stream, then a lump sum when you sell the reperforming note, you achieve 3 profit points on one file.

As someone that has worked both sides I'm constantly amazed at the margin that is built into most of the large banks/online lenders.

Right now I'm building a brokerage on top of my other passive income streams (coaching, property management, and property ownership).