I have close to 100 doors, thus I will pick up something even if it is barely cash flowing so that my other cash flowing assets can pay down the mortgage reasonably quick.

We've rented out some of the rooms to friends for several months which has allowed for some help with the mortgage.

This offsets your mortgage and builds equity while you gain experience with lower risk.Real Estate Investment Trusts (REITs): REITs let you invest in real estate without directly managing property.

I've seen landlords held hostage for years by tenants who know how to manipulate the law.On the other hand, sitting vacant costs you the mortgage, taxes, utilities, insurance, lawncare, and other expenses.

My builder has 4 houses in the area already built and on MLS but I can't deploy another owner occupied mortgage for another 11 months.  

also noting most people arent' aware but the credit score run by a mortgage lender and say a general lender like a bank are actually going to be different scores (and likely slightly different ranges) - with some greater weights on mortgage debt for the mortgage lender Credit Bureau settings

Use a 1031 exchange to defer taxes and reinvest in more lucrative, cash flow-positive properties or diversify into passive investments like syndications.Pay Down Debt: With limited cash flow, focus on paying off the HELOC or smaller mortgages.

. ✨ looking for ideas on to  how to acquire an owner-occupied property  with 5% down by using a mortgage loan product to purchase , improve and  avoid mortgage insurance based on projected value?

Based off of the sellers mortgage percent or if they own the house outright seller financing or sub2 might be your best bet.

The accounting system allows you to keep track of costs like mortgage payments and amortization with insurance and taxes as well as part of the asset management.