In theory this can be a good idea so you don't bleed money while working towards getting your STR launch date. 

It's swell they are trying to organize more data like that...

With their help, I was able to acquire and turn around a mobile home park that was bleeding money into a cash-flowing cow.

You going to bleed cash and spend a lot of money furnishing a place.

My PM was able to lease the entire property to a single tenant who essentially sub-let the other unit to a friend, so we weren’t breaking the rules but was able to stop the money from bleeding out.

I feel like those saying it's dumb, don't do it instead do it all yourself, are just arm-chair-quarterbacks who simply don't know what there speaking of, yelling from the nose-bleed section on how to play a game there never playing themselves. 

Even mopping it causes wear on the corners, swelling and lifting.

, and the Insurance costs push cashflow down a bit more than is ideal, but rents are swelling here nicely and we might have a nice season of continued rental growth ahead!

@Matt TaschnerIf you purchase the property subject to her loan staying in place, you will at least stop the bleeding on her credit and over time it will improve as you make on time payments. 

I'm trying to look at properties from an investment point of view to avoid 1. bleeding money while she lives there, and 2. making some small profit after she moves out, probably within the next 5-10 years.