@Anx Carter Your safest bet is to have your CPA/tax professional determine the land value.

Loan officer incompetence - sounds like they quoted you on 75% LTV but once the underwriters got a hold of it, they restructured.Without having the convo myself, Id be willing to bet its a combo of 2 and 3

I think learning as much as you can now going forward until you are able to get into a house hack or your first investment property if you don’t want to house hack is your best bet.

I really see Columbus Ohio as an extremely safe bet for the next 10-20 years.

Obviously, newer homes are the "safest" bet because they will likely not need any major CapEx expenditure.What's the oldest property you would consider investing in for rental property before major systems (electrical, plumbing, etc.) become a major liability and expense?

Multifamily would probably be your best bet.

Reach out to experts on this thread or post the address and I bet you will get a lot of feedback.  

Building inspectors love quoting "A structural engineer" for anything and everything.Even a dime size hole in the siding.They kill a lot of deals with their terminologyJust my opinion.Thanks  If I was betting I would say in Memphis there is no basement. again just based on my funding houses there.

I have a method that I'm formulating, but it is very data intensive (requiring web-scraping and statistical models), but a "good enough" solution could save me a lot of time.

I bet you can find one for around $400-500.