If you have $200k, you can maybe buy 8 properties worth $100k each giving 25k downpayment in each.at 4% appreciation (which can be attainable here).

While this is attainable to buy investment homes "on the market," substantial returns are found on off-market deals.

Thank you for the continued motivation and strategy to make a newcomer feel like all my dreams are attainable with Education, Money, and Hustle.

@Jeff Taylor This can def be attained in Texas if you buy right

If they decline then it is up to you, but you do decide to move forward you should have them sign another document that states, that you have requested they attain renter's insurance and that they have declined and the are aware that your insurance does not cover their personal belongings or cover them, nor will you or your insurance be cover any cost associated with temporary housing or relocation should your unit become 'uninhabitable' -- Personally, I would just pass on a Tenant that declines to follow your procedures. - You should be able to find carriers that do cover MTRs so it would worth looking around.

We are having difficulty attaining liability insurance.

Understanding that the market here is crazy high and not necessarily attainable for myself who barely has $10,000...

Collins seems more convincing to me as repeatable for the average person than the results attained by the extraordinary individuals in Graham, Buffet, and Lynch. 

Not a home run by any means but these numbers are definitely attainable. 

I recently came across this new venture of helping people that lost their homes to foreclosure attain the funds that would be due to them in the event of surplus of an auction sale.