I'm not exactly "new" to BiggerPockets but I've recently committed to being more involved, so I'd like to introduce myself.

@Jack B.ANYTHING, as you pointed out, can be faked.BUT... if you are doing that for an apt, you risk committing a crime by falsifying information.So, let's say a tenant has the following:- NO CRIMINAL HISTORY from the Report- HIGH CREDIT Score from various sources- Qualified and Verifiable Income from their Employer- NO EvictionsAfter checking all of that, they then submitted a FALSE 6 months bank statement?!

I wouldn't try to commit to any cash flows on your end as you don't know when the tenant will be in place and you will have a lot of costs getting them in. 

You are still held liable if they commit a crime on your property. 2012    Continuing issues with substandard housing conditions Rental Registration & Inspection Ordinance SMC 22.214 revised program developed with input from local rental owners. 2016 Significant rate of discrimination based on use of Section 8 voucher, disability and familial status found during 2015 testing program Source of Income Ordinance and “First in Time” rule SMC 14.08.020 amended to include source of income as protected class.

Syndications or notes allow to be very passive and don't require a lot of time/commitment.

Is there a way to buy the SFIC cores and change the pins in house with reasonable time or financial commitment? 

But, are you really COMMITTED?

Initially they told me the reason for delay was they needed my title commitment to request the deed to record into the sellers name. 

But, are you really COMMITTED?

New, but very committed to investing in rental properties to supplement my normal income.