@Shaun Weekes actually your info was vital because i was only going to send it in after the amended was completed but now im going to bring it to another professional to make sure everything is good.

If its vital to the deal then we may have to aim a bit lower for our first property.I agree that a yield play is my best bet, but I would plan to strategically update the property in order to force appreciation and increase value.

Thanks for the tip Theresa by following up, I found that there is a loan modification period that requires 3 monthly payments to be made for my mother-in-law to avoid foreclosure and have her loan modified. 

In addition to the lessons you have already learned, a couple of mine:1) Natural curiosity - especially about "boring" things - can help you learn the vital information to move you forward2) If you don't know, ask someone, and/or do your own research.

Are there any modifications to the written lease?

I told him to let me think about it and I'd get back with him soon.I just worry that if I ever decide to sell the house that a walk-in tub would negatively affect the re-sell value, especially given that this is essentially a starter type home...My initial reaction is no, but then I think that if they want to make this change and pay for the modification, they have no intention of leaving and I would have a very long term, dependable tenant.Could I stipulate that they can change it out but if they decide to leave they have to swap it out for a one piece shower/tub combo that I originally had?

My focus is solely on buying non-performing notes that will deliver long term cash flow via loan modifications and I don’t shy away from situations most consider too hairy.

For me, I buy NPN's with the intention of keeping the borrower in their homes with loan modifications. 

It got to the point where he couldn't catch up and they refused the modification and partial payments. 

In another thread (https://www.biggerpockets.com/forums/52/topics/707296-what-does-your-lease-say-about-modifications-to-the-property) I asked what your lease says about modifications.