House hackers enjoy the benefits of homeownership.

With hackers always devising new tricks and techniques to defeat firewalls, banks that do go mobile in a big way will also face security challenges in a big way.

I put together a spreadsheet here to help potential house hackers quickly analyze whether or not a property qualifies.

Just any regular checking account will do.Finally, as one duplex house hacker to another, I suggest you get the tenant set up with an online rent collection.  

Down the road when you are buying your next property, after you've actually raised rent on that tenant, we can use that future-current actual rent.For vacant units being purchased, we just use the appraised market rents and give you the benefit of the doubt that you will be able to find someone willing to pay it.Another fun tidbit I'll toss out there: we are more generous with our arithmetic for pure investment properties, than we are for house-hackers intending to live there.

If that doesn't lead to satisfactory results, find another house hacker who bragged in the past few months and reach out to them and see who they used.

@Gene Hacker I think that may have been true a few years ago but I'd have to challenge that assertion that going over budget or overprice.

So what have some of you house hackers done for the water bill?

House hackers that have accomplished it for more than one property: 1) How did you get around these “regulations?”

I am looking to buy a multi unit property in Bed Stuy, Bushwick or Crown Heights that I plan to live in and rent out the other unit(s).  I dont expect positive cash flow in that market but at minimum I want to offset ...