3- Are there any unexpected fees or charges once involved with the program?        

This approach provided the flexibility needed to address unexpected challenges, such as the foundation issue we encountered, without delays.

Note that this can sometimes cause unexpected consequences.

I ended up with around $20K extra in equity, which might not sound like a lot, but I saw this as a way to hedge against unexpected expenses years down the road.

I wasn't surprised when I stumbled upon an article in my news feed this morning titled "Realtors 'Running out of Money'."

It took me by surprise that on the new policy everything was replacement cost except for the roof.

Now I think the only advantage of WL is its tax advantage ( for life insurance we can always buy a cheap term), disadvantages are cost and unexpected withdraw or cancel cost.

It's supposed to ensure there are no surprises after closing.

I haven't found a homeowner yet that is surprised to hear that I stand to make money on the sale -- if they have sense at all, they understand that we don't operate for free, you know?

NACA is VERY slow, they did 2x appraisal and 2x inspection, asked to upgrade a bunch of stuff like random hand rails on 2nd floor stairs etc - marketing helped with digital floorplans, 3d tour > only held 1 open house and didnt receive that many offers.. surprising.