Lenders that have flexibility to originate in multiple states and have a wide range of programs available provide more value. 

So far, I've received quotes ranging from $3k to $5k plus an hourly rate for court appearances.

Rates range from $30 - 110/hr. 

@Sean McKeeThat's a good price on a 2-flat for Berwyn and I'm guessing the property needs some work.Typical Berwyn rents for the units you have described (at market levels) usually range from $1200-$1400.

He will give me a range up front.

The current lender could appraise the smaller parcel and perhaps determine the collateral is sufficient.

What's the name of the position or person who can tell me exactly a price range for what areas of the duplex/triplex need to be fixed and how much they cost?)

The facts are rates are near a normal range on a 25-year average, with is around 5-6%.

I remember in 2003 when rates were in the 5-6-7% range, albeit with more aggressive mortgage terms available to almost any and all borrowers. 

I am looking at zip code 78229, and you can still get single family homes in the mid 200k range.