There are often unexpected expenses, and you want to make sure you have enough cushion to get through those surprises.Given the current low inventory environment, I would say securing a good deal is challenging (though not impossible) in general.

MFH carries all of the emotional issues and local governance that tends to favor tenants over landlords because you're dealing with "people's homes", not an investment property.

The promise of financial freedom, building wealth, and creating long-term security is enticing, but the path to get there isn’t always clear—especially when you’re just getting started.

@Jackson Grantham Investors with partners often transfer the property title to the LLC after securing financing in their personal names, though they should check for a "due-on-sale" clause.

I have considered this, but due to Denver being such an expensive market to get started in my current plan is to keep buying using personal loans to secure the property for less money down.

An estoppel is just a verification of rent and security deposits.

As we all know, we need a deal to secure funding and being a bigger pockets pro member the Invelo platform sounds like a great resource. 

You might also consider a reverse 1031 exchange, where you buy the replacement property before selling the original, allowing you to secure a better deal.

Now if you read your mortgage small print you might have Assignment of rents clause  ( when i was lending I put that into all my security docs). 

Traditionally, I've adhered to the 20% or higher down payment rule to secure better mortgage terms and avoid Private Mortgage Insurance (PMI).