In Chicago you can hit .07-.08 in A/B and .09-1% in the C class areas,and over 1% in the C-/D class areas. 

There is a difference between B- and B+, and it's sort of a 'you know it when you see it' situation.

Class B and A you may get appreciation, or not. 

Weather stripping Doors (rear house door) – better seals, light and air getting into building Glass in same door is cloudy – thermal insulated seal failure Back Decking: The deck band adjacent to the deck steps has cracked, which is causing the deck to exhibit signs of sagging andfailure of the floor structure, which could result in deck collapse.

No income tax  same as FLA so that is equal2. insurance is probably lower3. prop tax's not sure but probably about the same.4. better airport.5. weather not nearly as harsh IE rain thunderstorms etc.. 6. landscaping can be just rock and is accpetable. 7 houses pretty much all stucco.. so no bug issues Closer to west coast which for me matters may not for you

We'd cashout from B and payoff A with part of the refi cash.

It's tough to differentiate between B and A areas in CMH though. 

There's a reason for that.While I think taking 300k in loans should be avoided at all cost, I don't think investing to band-aid that problem is a viable solution.

A PM could be a rock star if they just texted back "I'm looking into it and will try to get back to you on this in the next few days."

If anyone on BP has any experience in the central Texas area (Austin, Round Rock, Cedar Park, Pflugerville, Georgetown, Leander) I would love to pick your brain and possibly bounce some ideas off of you.