@David Lee, thanks!

@Jennifer Lee - this is hypothetical, but would be for buy and hold.I assume you mean you can build unpermitted and rent out half?

Originally posted by @Lee Smith:I would say stay away from CPVC, especially in cold climates as it's prone to cracking and bursting... 

@Lee Carrell Welcome to BiggerPockets!

@Peter Lee  I see that as a con, and I'm speaking from a conservative view point. 

Gene-They passed a similar law here in FL a few months ago (Lee and Collier Counties).

Some other good reads are:Performance Anxiety by Gordon MossTurning Distress Into Success by Fuquan BilalInvest in Debt by Jimmy NapierThe Art of Investing in Distressed Mortgages by Sherman Arnowitz The Banker’s Code by George AntoneThe Wealthy Code by George AntoneFour Step Guide to Private Lending Profits by Lee Carney Harder Working Money by Jay Leigeber

@Anthony Lee - I am insuring with ACV instead of replacement, because in the neighborhoods I invest in, it costs more to rebuild the property than to simply buy another one.

Hi All - new to the game here. currently rent and work in manhattan, plan was to buy a SFH in jersey and house hack to begin then possibly look to add duplexes to inventory. problem is I am not familiar with north jersey and my sights are sent on bergen county (ft lee/edgewater/cliffside park/palisades,etc) Can anyone help me understand the areas best to help me achieve goals, so far i've only travelled to teaneck and from what i've seen it is not a place i would like to walk out at night.

@Carrie Lee I'm a bit unclear on what you are looking for.