Since we didn’t have a pool and are not walking distance to the Broadwalk, we focused on interior design and that has helped, but we consistently lose out to Airbnbs with a pool, so we are working on maybe getting an above-ground pool and/or hot tub.

I already operate in a manner consistent with how the DOJ wants the industry to operate.

I am stuck between taking a chance on being an agent, or getting a consistent full time income for the foreseeable future.

I think this is highly important - if you budget monthly, watch your cashflow on a property by property basis (as well as overall portfolio), choose good properties you can force equity into and capture equity at the buy, choose good stocks that consistently gain over the long term, then your net worth will take care of itself. 

Be cautious of cities that aren't proactive in job attraction; too much growth can lead to strict building regulations, affecting housing value.Other Factors- Favor cities with a crime index that has consistently decreased over a decade.- For appreciation, I look for a minimum of 2.5% YoY growth in median house values over the past 20 years but I don't use this explicitly in calculations.

Here are the important factors to consider for a house hacker of a 2-4 unit property when using the program:NACA’s eligibility requirements consist of the following:No member of the household can have an ownership interest in any other property at the time of closing,Occupy the home over the life of the NACA mortgageParticipate in five actions and activities a year and at least one prior to NACA Qualification and one prior to closing in achieving NACA’s overall mission of economic justice; andBe willing to abide by NACA’s terms of membership, participation, and eligibility.Occupancy requirement:At the time of closing, the house purchased with the NACA mortgage must be the Member’s only home.

Furthermore, I have actively been researching and there is an ongoing housing shortage in the New Haven area, a consistent population growth, great property price to rent ratio, some new construction projects in the nearby area of the property and that it takes a certain type of person with great patience and “people” skills to succeed in these type of neighborhoods.

(I am currently staying at another similar home in the neighborhood where the owner has done something similar)Upper Floor: Consists of two rooms and a bathroom.

I would recommend picking a system and using it consistently.

Your returns on market appreciation are MULTIPLIED because you are buying the investment with leverage (a loan)!