Otherwise you're stuck with them for months + lawyer costs.There's usually no reasoning with people who don't care about their credit or the morals behind paying your bills. 

The moral is to do plenty of research on who you would be borrowing from -- call their references and ask them plenty of difficult questions.The lender and borrower must be identical in their vision of success for any relationship to work properly.

@Mario Morales there's obviously a lot of info we would need to make a more informed recommendation.

There is a chance that you could be showing taxable losses with positive cash flow, based on various accounting rules.The moral of the story is: your cash flow is not directly correlated to your taxable income, and you will owe taxes at a federal, and likely state, level on your taxable income/losses.Note: I am not a CPA or tax advisor.  

I was in the same predicament when I started out, so I started looking in less competitive markets until I gained enough experience/confidence to compete with those hard money offers. 

@Mario Morales do you have copies of all the leases?

Anybody with any sense of morality or self respect would not be on these programs long if they could help it .

Moral of the story jump in, build your knowledge as you go. 

Moral of the story is that unsecured loans are the first people that borrowers don’t pay back if anything goes wrong so just keep that in mind.

@Marcus B Hsu I had this same predicament recently.