Usually less expensive.Judicial - Requires court action and judgement.

And after you get them out of there, change the locks, take the original tenant to small claims, then get a judgement against him for back rent and damage.

Is his or mine judgement clouded?

Any time I see someone say "I always..." it makes me wonder about their judgement.

The issue if the deficency judgement comes into to play because this was an investment property rather than their home?

Unfortunately, these are low-income judgement-proof tenants.

Bonds might be an effective piece of a portfolio but they are not an effective investment of 100% of funds.If anyone can make the crazy assumption that I'm not trying to 'use' my children, I'd like to get some practical information / thoughts / pros and cons etc. rather than character judgement and questionable facts.

Of course, there may not always be the opportunity to leave the seller with much, but even if they get nothing but moving costs, that could save their credit and having to pay a difficiency judgement or go BK.

They come back with 789 credit score and they think their credit is awful.I've also had an applicant with 38 judgements tell me that their credit is pretty good, just one credit card that they are paying off.So you simply can not judge a credit report by anything that the applicant says.

Any junior liens or judgement get wiped out, though they may have some redpemption rights (they do here).