Proud to say my score is around 800, no debt except this iphone which is less than a $200 balance for the phone left. - Educated myself more in real estate and went to events, went to properties, networked with a few people.

In anticipation of some objections surrounding the Realtor bit, below is a peer-reviewed economic study that empirically demonstrates Realtors do not sell the home for more money than FSBOs, nullifying their argument that their marketing efforts of iPhone photography, and picture slide-show "virtual tours" will somehow sell it for more to cover the extra cost of the commission.https://www.econstor.eu/bitstream/10419/38634/1/57...

I wouldn't even know what to order at Starbucks and I've never purchased the latest gadget or i-phone.

But I can't imagine what kids today are going to be spending on iPhones, lattes & 'virtual lifestyles'.

At the same time though, you may not always need to buy the newest iphone, always get $5 coffees in the morning, etc. and find ways to put aside a bit of extra cash that adds up.

If you have other apple products like an iPhone, iPad, and/or watch there are benefits to using a Mac for how they are able to internet with each other.

My head says "this is when you open up your Calculator app on your iPhone" 🧐😬

My iPhone has a "Block this caller" feature which I use regularly4.

Or complaining they don't have enough to get started in real estate but then they're taking a vacation every year, buying a new iphone, and buying skip the dishes etc. instead of saving up and grinding.

When my post is long winded I have to log out of the app, and post on the website instead. 90% of my BP time is scrolling the forum on my IPhone.