I would suggest researching 10-15 banks and credit unions in your area (just google "multifamily lending in X area" and see who pops up) and talk to them.

Just something I found with a google search that I thought might be the basis of my lender saying these kinds of loans require points. 

You can google them and they will pop up

It has seen significant growth, especially with tech giants like Intel, Meta, Amazon, and Google setting up operations, driving up property prices and job opportunities.

There is another group I work directly with at Google. 

You can also search Google and read reviews.

.- If they do not have About us on their website - In the about us page there is no name- When you Google their name there is no reference to them ever doing the services you are looking for- So I have mentioned this millions of time - you get what you pay for.

To be honest that seems like an excuse given they should have a NOI in the first month or two to start the distribution to projection.Lesson Learned - Use Google maps to track your investments visually like some of the sponsor do, it really helps when having new discussions.

You can also find real estate investing groups through meetup.com, facebook, or a Google search.

Thomas Tusser 1557This company purported to flip urban Baltimore row houses. from the article above, one investor bought 2500 Hollins street west baltimore for 20k, then spent 20.5k for rehab, a simple Google street view search shows it to be abandoned row houses in worst neighborhood of highest crime city in America.