Even better - they haven't been getting offers every other day from investors.In Blount county there's about 1450 homeowners; age 60-89, 20+year ownership, single family homes valued between $50 and $250,000 and the top 700 or so people with the top Financial Stability Scores (FSS) taken off.You might want to adjust your message a bit when you do your mailing.

"Invest in what you know" is an age old term and it is probably one of the best out there.

$50-99,999     333 $100,000-149,999      941 $150,000-199,999      1286 $200,000-249,999      668 $250,000-299,999      262 $300,000-349,999      132_____Owner Occupied with Equity $50-99,999      673 $100,000-149,999      3044 $150,000-199,999      7986 $200,000-249,999      6462 $250,000-299,999      3526 $300,000-349,999      2018You can also look at individual zips to see how many are there, based on the range you decide upon.There are additional criteria that you can use to look at your market such as owner age, number of properties owned, length of ownership or financial stability scores.

There are many concerns here, and restrictions that vary by company based on the age and renovation history of a property.Valuation method: Actual Cash Value will deduct depreciation over time from your claim settle (which can be thousands of dollars), while Replacement Cost Value will not deduct depreciation, and will almost always result in a claim settlement being larger by several thousand dollars.Theft Coverage: How does your policy handle theft claims?

If the roof is aged it would most likely need to be replaced prior to the lease.

Like what is it you need help with, the type of property (number of units), the age and condition.  

Not only will I rent out the other unit but also rent out the rooms on the side I will live on to girls around my age.

You are way further along than most your age.

For seniors age 65 and older the exemption is on the first $150,000.  

That is a tough one to answer, especially not knowing your age but I will assume you are in your mid-twentys.