I am a long time lurker and reader of BP and, I decided that I should jump aboard to take advantage of all of the benefits that BP has to offer.My background is in real estate and finance having worked with developers prior to the crash and with an international real estate company in their auction division.

I'd rather not crash and burn so I don't get into jet fighters.What just astounds me is that there are real human beings that can not fly a helicopter or even a remote control airplane yet they are eager to get into a jet fighter.

I have studied investing (primarily stock market) for much of my life but have in the past not done a good job getting a base below me so I can really apply that knowledge in earnest. 5 years ago just after remodeling a home with stone walls built in 1900 with a naive understanding of what the costs and time inputs would be, the housing crash happening right in the middle of this, persevering and turning it into a beautiful home.....Then I was laid off.

(So look to their latest 'market cycle' schemes, media hype, 'fear mongering' tactics, and the prior 'bank panics' to 'stock market' and 'real estate' crashes... particularly over the past century.

That's what financial regulation is all about, protecting the public, the economy (like the crash) stockholders, buyers and sellers in real estate and commerce in general.

But the most important provision every charter must state is that the only way a shareholder could vote or complain, was they couldn't file a lawsuit they can only go to arbitration. that right there could save face in case you get people upset which tends to happen when the market is crashing.  

But in certain areas crashes mean 50% drops (Stockton), in others it only means 15% drops.  

Even less people left during Katrina than left Detroit after the housing crash.  

My oldest property is a condo, and I picked up a couple more for cash in a strong working class neighborhood during the crash.

Yes,I am new to this app and it's crashing on me too.