So if you didn't know that the door next door had mold, RESDL would not require you to disclose it even if that mold constitutes a "material defect." 

You're very nearly equating actual crimes with something that would constitute a civil/contractual dispute.Plus, maybe you have a better example of the "due on sale" clause, but it's language is clearly meant to give the lender the right, but not the obligation (nor legal government compulsion), to call the note due.The language would say that change in ownership in this way is absolutely prohibited.

You'd have to find out what constitutes as "landlording experience" from the lender.

I understand that your opinions and answers do not constitute as legal tax advice.

You can't just build contracts and use them without doing that as it constitutes practicing law w/o a license.

@Jason Johnston  The tax sale is void because it was constitutionally defective.

So, if you have $1,000,000 liquid and that constitutes the entirety of your net worth, a lender will give you no more than $1,000,000 in a commercial mortgage.You cannot buy a $4,000,000 property with your $1,000,000 and 75% LTV.  

Borrower acknowledges having received a copy of the Fictitious Deed of Trust and agrees to be bound by the Sections and paragraphs of the Fictitious Deed of Trust incorporated into this Security Instrument.INCORPORATION OF FICTITIOUS DEED OF TRUST PROVISIONSTHIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property.BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record.TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property.All replacements and additions shall also be covered by this Security Instrument.All of the foregoing is referred to in this Security Instrument as the “Property.”

The other fun thing is that what constitutes a room can vary from city to city.  

This post does not constitute legal advice and does not establish an attorney-client relationship.