@Wayne Brooks : From Wikipedia: "Social engineering, in the context of information security, refers to psychological manipulation of people into performing actions or divulging confidential information."

(IDK what the laws are regarding confidentiality with PMs, so take that with a grain of salt.)4.

It seems that would be a breech of confidentiality.

The only difference would be that if I knew any "confidential " information that could affect what you would offer or what the seller would sell for, I would not share that information with the other party.

Have access to roughly $40k in cash, lender is on board, and feel confident I could manage a basic rehab given my support network.

If that type of conversion is typical for the market area then it should be considered acceptable by the appraiser and the lender.3) If you can't prove the rental income and agreement, the lender can't use it.4) The bank appraiser has no direct relationship with the county/city, and the appraisal results are confidential between the appraiser and the lender.I hope this helps.Best wishes.

If anyone at all has additional thoughts and would like to speak with me 1 on 1, I would love to arrange a meeting to learn more about your needs.They survey is completely confidential.

I am also confident I can make money in Real Estate no matter what the market does.

Very private and confidential for owners only! 

I am fairly confident I can rent the 2/1 for $1200 and the 1/1 for $700.