It cost quite a bit more but it met their needs better.

If those don’t align, vacation rental or investment property loans might be better options.

Take up the floor from inside the house and excavate the clay and replace it with something sandier that percolates better.

Here’s how I’d approach it:For the 9.5% Loan: Refinancing into a DSCR loan makes sense to lock in a lower fixed rate, especially if your goal is stability and better cash flow.For the 7.25% Loan: If the local bank's investment HELOC offers a competitive rate, consider it for flexibility.

This is what active renters look at too which is why I believe it tells a better story of what rents are currently at compared to other sources. 

Unless you give me these answers, I cannot tell you whether it's better to place your property in service in December of 2024 or in January of 2025.

We started looking at coaching programs and some of these things just seem ridiculous at 20-40 grand, and some seem more like life coaching programs as opposed to real estate programs. we don't want to syndicate we really would just like to find someone that we can bounce deals / ideas off of and have them assist in underwriting and giving us a better sense of security that we are doing the right thing.

The market for long term is starting to get a little better.  

So better to put any fears they have to rest and explain the situation. 

(Or maybe its just better to look at residential with the capital I have for my 1st entry into real estate )Any advice is greatly appreciated <3-Alex