Ok to be like Fox News Fair and Balance this is a 90 home project I own and have been building out the last 3 years.. on top of the 300 homes i have built over the last 10 years.These are the type of firms that have big cataloges of ready plans . 

The industry standard currently is around 70%, but there are some that will go up to 75% or 80%, but you've got to have pristine credit.

I think you need a little more education and a mindset shift.Real estate investing is a fairly simple process.

Mint did a decent job for me previously, and Credit Karma is less adequate. 

But 3) Try multifamily specific brokers, crexi and loopnet, although 2-4 units maybe scarce. 4) A home equity line of credit is a good source of funds however it will generally make your overall monthly payments higher, so unless a deal is very solidly cashflowing, a HELOC may put you into negative cashflow. 7) Typically electric/gas are paid by the tenant - however this isn't true across the board. 

For the 2nd applicant, her credit score shows 770.

I have no debt, significant equity, good W-2, and excellent credit.

Everything he teaches about personal finances (budgeting, car loans, credit cards, etc.) is spot on.

@Jaycee Greene I’ve contacted big banks small local banks and I haven’t quite tried credit unions although I have 2 credit unions for which I have accounts (but my experience is that they aren’t offering that much better terms).

Because if I use my credit card to pay for a pizza, I pay a $0.00 fee.