I don't know about Andover, MN though.This is a simplified explanation, a more experienced member will no doubt be able to expand upon it.Andrew

Bill - Thanks for your great explanations, and suggestions.

That was a very detailed explanation.

Her explanation was that we lent $10,000 4 times and got back $1,600.

Carl, based in your explanations above, I don't see having any problem with a private lend willing to jump in on that.

I hope I was clear in my explanation of my situation.

Thanks.FROM MODERATE: If you recommend a location, provide an explanation of WHY you recommend that location.

You may need to write a letter of explanation, describing type of work you do and reason for moving back into rental property.

@Curt Davis and @Engelo Rumora thanks for the explanation makes more sense now.

If you have separate subs that are contracted through you (not the GC), they won't be covered under the GC's insurance.See Steve's great explanation of workers comp above...if you'll ever have contracts directly with subs, you should ensure that either they have their own workers comp or you have workers comp to cover them.