I am a very active realtor in both the Kansas and Missouri side of the CASEY metro, and I frequently work with local and out-of-state investors, helping folks find small multi as well as STR compatible homes.

20% down is doable for a lot of lenders, 15% down is available in some cases but will come with horrific terms. 

Happy to chat more or connect you with some great people in your area!

Alternatively, keeping the properties offers long-term equity growth but with lower cash flow.Ultimately, weigh your ability to manage future cash flow, your risk tolerance, and your long-term goals.

Better tenants will not bother you with these bogus issues either.....

Hi Ken, I'd say, it’s critical to remember that your financing strategy should align with market trends and buyer financing options.

With a short sale, will the lender of the property pay for the commission of the buyers real estate agent?

it is mostly from what I've been seeing in activity in my STR, and in talking with some friends who manage restaurants.

If you have a loan will you be refinancing it to a commercial loan with the LLC as the borrower?

Many people won't invest in funds, including myself, and those that do only invest with people that have a long track record.