Would be happy to connect as I regularly travel through South Bend

But they forget they need money for upkeep and maintenance and reserves.

Loving BP and will be more regular here once I get going, whenever that will be. 

Not that regular rentals are getting any easier, but there is not a massive push to shut them down via regulations.

In a real world example, a guest got severely injured and the regular $100,000 coverage on the policy was not enough so the umbrella picked up the rest.

Several that I know meet regularly are those hosted by Bobby Sharma (usually meets on the peninsula if not virtually), Neal Bawa (mostly virtual these days), Lori Greymont (SJREI in San Jose) and Bay Area Wealth Builders (they meet in the north bay).

Personally can't stand regular office I do not care how cheap it is UNLESS it is sitting on valuable land and I figure in existing building demo costs to re-adapt the dirt to a higher and better use than it becomes appealing.

If you decide not to do a DSCR loan, the second home loan is a popular option, but there are lots of drawbacks for investors as it is really a product made for regular home buyers.

Most of the time, deals pencil better with a regular DSCR loan for an acquisition than with a high-interest rate ARM on your primary. 

In my market, JADUs are regularly being removed when selling a property to achieve top price even though they can generate income.