It may reduce the payments.

Hybrid StructuresYou can also blend some of these terms to create more flexibility: Monthly Interest + Lump Sum: You could pay a reduced monthly interest rate (e.g., 5%) and offer a lump-sum bonus (e.g., 3-5%) at project completion.

Insufficient reserves result in vendor bills piling up, value-add strategies running behind schedule, and returns being reduced, so it's important to have a clear picture about how well capitalized or undercapitalized a deal is so that you can truly assess the risk.

Lots of newer neighbourhoods have detention ponds built to reduce the amount of water going into the storm sewers during storms, so I wouldn't worry about it. 

Certifications take a mere 3 days to earn--converting a high school dropout into a licensed and certified technician by day 4.

Great news for some, the loan will be a portfolioed loan and they are probably insuring the portfolio and reducing risk, but other underwriting guidelines would be interesting to see.

Consider hiring a property manager next time if not just because they have the tools and processes to reduce the risk of this and move quickly to execute on a problem.

They earn very well, but no not a $5m annual salary, lol.

It's completely understandable to prioritize cash flow, especially as you aim to reduce your working hours for a better quality of life.

Small yearly increases train tenants with what to expect which reduces stress and allows them to plan ahead for lease renewal time. 4.